Personalfinance reddit.

Real estate is often portrayed as a glamorous profession. Real estate agents, clients and colleagues have posted some hilarious stories on Reddit filled with all the juicy details ... If you are looking to consolidate banking with investments, Fidelity is another choice. You can open a Fidelity CMA account and instead of using high yield savings you can buy their money market fund. If you buy SPRXX you can earn 4.54%. Fidelity also has a good 2% Visa card if you're interested in further consolidation. A user asks for advice on personal loans and credit cards, and gets replies from other Reddit users who share their experiences and tips. The replies cover different options, …Inflation Protection - I-Bonds are guaranteed to grow with the general inflation rate, as measured by the CPI. 5). Deflation Protection - I-Bonds will never lose value month over month, even when the CPI is negative (deflation). That means in those cases, your money is guaranteed to increase in value in real terms. 6).

Morally stuck paying a bill that is not mine. I 29 female will get right to it, last year I lost my best friend and roommate to an illness, the Wi-Fi bill is in his name. when I tried to get the account transferred to me they said I couldn’t because I wasn’t listed on the account which I understood. They told me that he (best friend) had to ...I'd say earmark like $1,000 to spend on a memorable experience (like travel or special event) or a durable thing that you'll have for a long time (my mind goes to sporting/recreational equipment). $4,000 in a Treasury Direct product - some tbills or an ibond. $5,000 in a low cost index fund. Learn about budgeting, saving, getting out of debt ...

Sep 25, 2023 ... ... personalfinance #financialliteracy # ... Personal Finance Reddit - Answering Your Money Questions with Bisola Tijani aka WhizQueen.After 40 years, his $6000 investment in the traditional IRA will be worth about $45,700. If his annual income is $60K per year in retirement, withdrawals from his traditional IRA will be taxed at 22%. So he ends up paying $10,054 to the government and keeping $35,646. His $720 will be worth about $5,500 in 30 years.

Monthly Premium $346, Deductible $7000, Out of Pocket Max $7000. Plan 2. Monthly Premium $545, Deductible $0,Out of Pocket Max $4500. When I do the math, a year of monthly premiums plus out-of-pocket max is roughly the same for both plans. So if disaster strikes, I’m going to be paying the same either way. I’m …r/personalfinance. • 2 yr. ago. Tactical_Boom3. Personal loans- are they worth it? Debt. Are personal loans worth it in the long run? My girlfriend and I are moving apartments and are …My favorite research tool and the app I use the most. Great iOS app as well, with notifications so everything is synched and easy to manage. FREE. Long term portfolio tracking: Wealthica. Really nice portfolio visualization and tracking tool. It allows me to link my various accounts (Questrade, etc.) and imports all transactions.Apr 29, 2023 ... ... personal finance so I can share with these ... Personal finance is personal. ... Reddit · reReddit: Top posts of April 2023 · Reddit · reR...Gen Xers and Boomers tied at 69% Bankrate found. By income, 77% of households that earned $100,000 or more annually maximized rewards compared with …

Go to personalfinance r/personalfinance. r/personalfinance. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, …

I got three quotes and really narrowed it down to one based on pricing, equipment offering, and other recommendations. But, I have two financing options: The HVAC company offers 5year financing at 7.99% percent. Or I can use a program from either my local gas or electrical utility to get 4.99% for 1, 3, 5, 7, or 10 years.

The first is really for multiple occupancy buildings, but it is saying that the monthly gross rent should be 2% of purchase price. For single family homes it should be at least 1%. The 50% rule says that, over time, roughly 50% of gross rent will go to expenses - insurance, maintenance, vacancy, etc, etc.Bill Nye the "Science Guy" got torn to pieces for his answer on Reddit. So we did his homework for him. Apparently, this is a question people ask, and they don’t like it when you m...1. Interactive Brokers. Low commission rates start at $0 for U.S. listed stocks & ETFs*. Margin loan rates from 5.83% to 6.83%. Open An Account. View Disclosure. 2. …Welcome! Before making a post, please check out some of the great resources that we've provided to answer your questions: We have a simple guide answering most questions about what to do with money and how to prioritize your finances: Click here: How to handle $. We have a wiki covering dozens of topics: credit, debt, retirement, investing, and …The Reddit personal finance subreddit can be an interesting place. Here are 7 threads I consider must-reads. 1. “Paying rent is not ‘throwing away money'”. If I ever go bald, know it’s because I tore my hair out every time I heard people say this. From the /r/personalfinance thread:

Inflation Protection - I-Bonds are guaranteed to grow with the general inflation rate, as measured by the CPI. 5). Deflation Protection - I-Bonds will never lose value month over month, even when the CPI is negative (deflation). That means in those cases, your money is guaranteed to increase in value in real terms. 6).If you think that scandalous, mean-spirited or downright bizarre final wills are only things you see in crazy movies, then think again. It turns out that real people who want to ma...Can be anything related to finance - personal finance, banking, financial education, investing, etc. but just top 3. UPDATE: I did a count (by mentions not by number of upvotes) and as of 24/03 00:00 the leading apps are: Bank: r/monzo and r/StarlingBank Saving/Investing: r/MoneyBox - also the most mentioned app Budgeting/Planning: …Personal Financial Spreadsheet. Hello r/personalfinance ! Around this time last year, a user posted a link here to a spreadsheet that they used for keeping track of their finances, so that other people could use it too. I downloaded it, and since then have made many, many changes. I’d like to share my updated version that I've …r/PersonalFinanceEgypt: Discuss: budgeting, investing, saving, banking services, and all-around personal finance in Egypt2025 COLA estimate increases with inflation, but seniors still feel short changed. The latest estimate for Social Security's cost-of-living adjustment for 2025 …

Check out A Random Walk Down Wallstreet, 12th Edition, by Burton Malkiel (available on Audible as well). Chapters 2 to 5 talk about all the "crazes" and "bubbles" from Tulip Bulbs and the South Sea Co right up to Bitcoin. It is a delightful read/listen and you realize that the more things change the more they stay the same.

Now that we understand the basic mechanics of how Reddit works, let’s now explore 10 useful reddit personal finance communities. 10 Incredibly Useful Reddit Personal Finance Communities 1. r/PersonalFinance. Community Size – 14.8M Members. If you are looking to boost your overall financial literacy, this is THE place to go.Nov 16, 2022 ... United States / General · /r/personalfinance · /r/financialindependence (Financial Independence / Retiring Early) · Personal Finance wiki &mid...The average credit card late fee has ballooned to $32 in 2022 from $23 at the end of 2010, the CFPB said. With the cap going into effect, the agency estimates … I made 61k anually but landed a promotion that has bumped my salary to 85k. Can someone give my finance advice, I am so lost. My expenses is a follows. 400 rent fortnightly. 500 monthly for car payments. 100 monthly for car insurance. 100 in gas a week. 60-70 a week for groceries. Planning. The biggest "catch" for Sofi, which you didn't mention if you are going to do, is that you need to have Direct Deposit to get that 3.50%. You will lose that 3.50% if you remove the direct deposit. Without it the interest rate is 1.20%. I have SOFI accounts, I think they are pretty easy to use.A user asks for advice on personal loans and credit cards, and gets replies from other Reddit users who share their experiences and tips. The replies cover different options, …A user asks for advice on personal loans and credit cards, and gets replies from other Reddit users who share their experiences and tips. The replies cover different options, …Sep 5, 2023 · For instance, r/PersonalFinance, and r/Budgeting are examples of subreddits. Upvote/downvote: Readers have the chance to rank certain content with an upvote or a downvote. Karma: To help content creators, Reddit has devised a point system or “Karma” to help get more of the popular content out there. The points are given based on upvotes.

r/MalaysianPF: A /r/malaysia branch. Checkout our wiki for personal finance basics for beginners! "Get your financial house in order. Learn how to…

Reddit is a popular social media platform that has gained immense popularity over the years. With millions of active users, it is an excellent platform for promoting your website a...

20 votes, 29 comments. true. I like Alliant Credit Union and Ally Bank because both offer the usual benefits of high yield savings and free checking, but what sets them apart from others is both have high mobile check deposit limits ($100K/day with Alliant and $50K/day with Ally), high ACH transfer limits and fast 1 business day ACH transfer times.Basically I'm in my early 40s now and about 7 years ago I received an inheritance of about 600k. I had also scrimped for years to accumulate savings of amount 500k. So all in all I had 1.1M in the bank. Crazy to think!At that time I was also unemployed and so ended up using some of it to survive.So let's do 4% versus 5% on $300,000 at 30 years amortized. 4% gives a monthly payment of $1,432 with $215,609 in interest paid. 5% gives a monthly payment of $1,610 with $279,767 in interest paid. 1% interest rate difference equates to $178 more in monthly payments and $64,000 extra cash over the life of the loan.Are you looking for an effective way to boost traffic to your website? Look no further than Reddit.com. With millions of active users and countless communities, Reddit offers a uni...The Exchange joked earlier this week that Christmas had come early Social hub Reddit filed to go public, TechCrunch reports. You know what that means: It’s time to ask questions. T...A place to discuss personal finance for New Zealanders. Discuss savings, investments, KiwiSaver, debt management, home loans, student loans, insurance, and anything else …Monthly Premium $346, Deductible $7000, Out of Pocket Max $7000. Plan 2. Monthly Premium $545, Deductible $0,Out of Pocket Max $4500. When I do the math, a year of monthly premiums plus out-of-pocket max is roughly the same for both plans. So if disaster strikes, I’m going to be paying the same either way. I’m … My favorite research tool and the app I use the most. Great iOS app as well, with notifications so everything is synched and easy to manage. FREE. Long term portfolio tracking: Wealthica. Really nice portfolio visualization and tracking tool. It allows me to link my various accounts (Questrade, etc.) and imports all transactions.

Morally stuck paying a bill that is not mine. I 29 female will get right to it, last year I lost my best friend and roommate to an illness, the Wi-Fi bill is in his name. when I tried to get the account transferred to me they said I couldn’t because I wasn’t listed on the account which I understood. They told me that he (best friend) had to ...Welcome! Before making a post, please check out some of the great resources that we've provided to answer your questions: We have a simple guide answering most questions about what to do with money and how to prioritize your finances: Click here: How to handle $. We have a wiki covering dozens of topics: credit, debt, retirement, investing, and …r/personalfinance Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!Instagram:https://instagram. comfortable heels for womenfirst day lesson ideasemail privategame macbook Roth IRA That means you only invest $7000 for the year and pay $1500 in taxes. Since you are willing to pay taxes on $8500 I will use that as the base. I would open a traditional IRA. Put $7000 of tax deferred money in. $8500 - 7000 = $1500 you will pay taxes on. Call it $300. $1500 - 300 = $1200 taxed dollars to invest in a mutual … dog washwhat motivates you to do a great job at work Nov 14, 2023 ... This will be an unpopular opinion in this subreddit, but honestly, I want the judgement automated. I don't want to think about my personal ... from paris with love 2010 About to have access to a 36k loan at .75%. r/personalfinance. Join. • 24 days ago. 30k on credit report, sued and judgment obtained for 20k of debts… make $900 a week. Budgeting help. r/personalfinance. Join. • 24 days ago.A place to discuss personal finance for New Zealanders. Discuss savings, investments, KiwiSaver, debt management, home loans, student loans, insurance, and anything else …